About Tosten1980
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Entries by Tosten1980
Should You Insure A Golf Cart?
/in Blog/by Tosten1980My Home was Burglarized and Valuables were Stolen, Am I Covered By My Home Insurance?
/in Blog/by Tosten1980Like car theft, many cities and communities throughout the United States have seen an increase in home burglaries. If your home is ever burglarized, it is important to understand your home or renter’s insurance coverage. Home insurance can provide you with coverage for replacement if you have valuables stolen from your home. In insurance terms, […]
Car Theft – Am I Covered?
/in Blog/by Tosten1980When a person thinks about car theft, there are a few scenarios to imagine such as personal property items stolen out of your vehicle, car parts stolen from your vehicle, or your car was physically stolen and couldn’t be recovered. So, the question is, are you covered if you experience any of the following theft […]
Insurance Options for Boat Owners + Theft Prevention Tips
/in Blog/by Tosten1980If you’re a boat owner, you wait all year for boating season. Whether you take your boat out for a joy ride, take it out every weekend with friends or enjoy fishing trip, boats bring a lot of joy. If you are a new boat owner, you may be wondering what insurance coverage you may […]
Spring Season is Here – Insurance Updates to Know
/in Blog/by Tosten1980Here are some updates on insurance or common questions we hear from customers. Do I Need to Purchase Insurance When Renting a Car? If you are planning on taking a trip this spring break, you may be renting a car. At the time of checking in or even during the process of getting a rental […]
Is Water Damaged Covered By My Standard Home Insurance Policy?
/in Blog/by Tosten1980Water damage can occur in many ways in your home. Whether it is a burst pipe, a leak from your refrigerator or freezer, your house is flooded due to weather conditions, and more. It is important to understand what type of water damage is covered under your standard home insurance policy. Not all water damage […]
Does Home Insurance Cover Mold Issues?
/in Blog/by Tosten1980When we think of an issue that may arise by being a homeowner, many people wonder if their problem can be covered by insurance. My House Has a Mold Issue, Am I Covered? If your home develops a mold issue, is it covered by insurance? The easiest answer is most likely no. Most mold issues […]
Insurance Options for Leased or Financed Vehicles
/in Blog/by Tosten1980You have many coverage options when it comes to purchasing auto insurance. Some people choose to have the state minimum requirements, while others want more coverage protection. If you are looking to lease or finance your next vehicle, it is important to understand what you most likely will need. State minimum requirements include two coverages: […]
Five Things You Should Always Have on Hand 24/7 in Your Home & Vehicle
/in Blog/by Tosten1980We all know the importance of being prepared, but what percentage of us actually do the prep work? A good way to ask yourself if you are prepared is to assess what you have on hand now. If a disaster struck today or if you lost power for several hours to days, would you be […]
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From Our Blog
The Advantages and Considerations of Bundling Insurance PoliciesApril 24, 2026 - 2:29 amWe often come across advertisements urging us to bundle our insurance policies together, promising savings and convenience. But what lies behind this recommendation, and is it truly a better option for your insurance needs? Let’s dive into the benefits of bundling and explore whether it’s the right choice for you. Benefits of Bundling: Discounts: Bundling…
Never Settle For Cheap Boat InsuranceApril 16, 2026 - 10:29 amAs summer approaches, many of you are eagerly preparing to take your boats out on the water or perhaps even considering purchasing a new one. When it comes to insuring your boat, it’s important to prioritize having the right coverage rather than simply opting for the least expensive policy. While boating season offers incredible fun…
Spring Cleaning: Refresh Your Home with EaseMarch 23, 2026 - 2:02 pmSpring is the perfect time to dive into a deep cleaning session for your home. Instead of overwhelming yourself with an extensive checklist, let’s focus on five key things to keep in mind when tackling your spring cleaning tasks. Keep it, Store It, or Donate It Cleaning out your house becomes simpler when you apply…
