Engagement Ring Coverage

Getting engaged is an exciting time and brings happiness to not only the couple, but their family and friends. While the new couples should cherish this special moment, they should also find an insurance policy to protect the engagement ring immediately. Anything can happen to an engagement ring, whether it’s stolen, damaged or accidentally falls […]

Understanding Why Renters Insurance Is Important

If you’re one of the millions of Americans that rents a home, condo or apartment, chances are you’ve either had renters insurance in the past, or currently do have a policy. If you don’t have a policy, you’ll want to really pay close attention to this post. In its most basic form, renters insurance helps […]

Home Insurance Can Give You More than Just Coverage for Your Home

We typically purchase homeowners insurance to protect our largest investment – our home. But homeowners, and often condo and renters insurance too, includes many other items besides your home. Let’s take a look at just a few items that might be covered by your homeowners insurance carrier. While some premier insurance home insurance companies automatically […]

How to Avoid a Spooky Insurance Claim on Halloween

Halloween can be some people’s favorite holiday. Whether it’s fun sized candy, making your own costume, setting up spooky decorations inside or outside your home or carving pumpkins, Halloween brings many of us joy. However, this holiday can increase your risk for an expensive liability claim if you’re not careful. Follow these five tips to […]

Do I Need to Keep My Insurance During The Off-Season?

It’s now time to enjoy some amazing fall camping excursions, calm boating on the lake or a motorcycle road trip. Each year we’re asked by many of our customers about the possibility to cancel your insurance policies on your summer toys like motorcycles, RVs, boats and ATVs. While you may not be using these alternative […]

8 Scenarios That Would Warrant an Umbrella Insurance Policy

There are many scenarios that would warrant the need for an umbrella insurance policy. We outline a few of them here. Example #1: Your teenage daughter is babysitting the neighbor kids and leaves the house for a moment to run to the store. When she returns, one of the children is badly injured and requires […]

Who is responsible if your tree falls onto your neighbor’s house?

How To Deal With a Fallen Tree Neighbors are great! You can count on them to keep an eye on your place while you’re away, let out a furry friend or even borrow some last minute ingredients! Shoot, some of your neighbors are probably some of your closest friends. But having neighbors can sometimes cause […]

Exercise Diligence When Leaving an Online Review

A Negative Online Review Can Leave You Liable Everyone today is connected in some way to social media. It can be by Facebook, Yelp, email or other internet outlets. When you write something, you leave your fingerprint for everyone to see. If you go to a restaurant, dentist, daycare or other business and have a […]

Six Pieces of Technology That Can Prevent a Home Insurance Claim

How Technology Can Keep Your Home Claims-Free! We touched a couple weeks back on how simple pieces of technology can keep your home safe from burglary. Well, wouldn’t it be great if technology could help us avoid other claims like water damage, fire & freezing damage? It is! Technology for the home has taken huge […]

Tornadoes, Hurricanes and Wind Damage

Does my Insurance Cover this? Every state in our country can have a tornado, hurricane or suffer from a severe windstorm, so understanding that your home is protected with the right insurance to cover this type of loss is critical. Browse your policy or call your agent before an event is forecast because once a […]